Dealer Products:

SFG’s GAP Programs are designed to provide all types of dealers with coverage and pricing options to meet their individual customer’s needs. All programs are fully insured and offer the consumer protection they can’t afford to be without.

FRANCHISE DEALER PROGRAM HIGHLIGHTS
  • LTV Options
    Conventional 150% LTV AND
    120/30% (120% for vehicle plus 30% for additional products - GAP, VSC etc)
  • Pricing Structures
    Standard Tiered Pricing, Tiered Pricing Based on APR or Blended Pricing
  • Vehicle Eligibility
    New or Used up to 10,000 GVW, Maximum Age 10 Years
  • Amount Financed
    Up to $100,000
  • Maximum Term/Benefit
    Up to 84 months/$50,000
  • Primary Deductible Included
    $1,000
  • GAP Advantage Benefit Available
    Additional $1,000 credit if the customer returns to the original selling dealer for a replacement vehicle within 90 days.

INDEPENDENT DEALER PROGRAM HIGHLIGHTS
  • LTV Options
    Up to 125% NADA Retail - Used
  • Pricing Structures
    Term - Up to 72 months
  • Vehicle Eligibility
    Used up to 10,000 GVW, Maximum Age 10 Years
  • Amount Financed
    Up to $25,000
  • Maximum Term/Benefit
    Up to 72 months/$25,000
  • Primary Deductible
    Included $500
  • GAP Advantage Benefit Available
    Additional $500 credit if the customer returns to the original selling dealer for a replacement vehicle within 90 days.

BUY HERE - PAY HERE DEALER PROGRAM HIGHLIGHTS
  • LTV Options
    100%, 115% or 125%
  • Pricing Structures
    Tiered based on Loan/Lease Term
  • Vehicle Eligibility
    Used up to 1-3/4 ton Maximum Age 10 Years
  • Amount Financed
    Up to $25,000
  • Maximum Term/Benefit
    Up to 72 months/$25,000
  • Primary Deductible Included
    $1,000